Services
Health & Life Insurance
Your family is your life and your responsibility. There is nothing better than watching them succeed and sharing in their ambitions, dreams, and victories. But should something unexpected happen to one of them or you, you’ll want to be prepared to provide the assurance your family needs to keep their futures safe and sound.
Medicare Plans
When looking at Medicare Plans, there are many options, and there are often gaps between what you need, what you want, and what is covered. Claude can help you decide which Medicare Plan options best suit your needs.
Medicaid
Good health is important to everyone. If you can't afford to pay for medical care right now, Medicaid can make it possible for you to get the care that you need so that you can get healthy and stay healthy. Claude can help you decide if this is a good option for you and understand the complexities of the program.
Annuities
An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. Claude can help you understand the different types of annuities, how they help manage your income during retirement, and what some of the risks might be.
Final Expense
Understanding the differences between funeral insurance options can be a real challenge, but don’t panic—Claude is here to help you parse it out. Final expense insurance is a different type of plan. It is a more extensive and flexible form of life insurance than preneed or other prepaid plans. These overlapping definitions can be confusing, especially when you start to research online, but understanding the pros and cons of each and what questions to ask will help you make the right choice for yourself and your loved ones.
Long-Term Care
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need where you need them.
Insurance for High-Risk Persons
If you are living with an increased risk for severe illness due to age, medical condition, pregnancy/post-pregnant conditions, geographical location, or a combination of these risk factors, I can help. I write insurance policies for high-risk situations such as those with cancer, diabetes, and more.